Privacy Policy
Last updated 21 October 2026
Splitr is published by Codigic Solutions ("we", "us"), which is the data
controller for the information described here. This policy covers the Splitr mobile app for
iOS and Android and the website at splitr-674a3.web.app.
Splitr is free and is paid for by advertising. We do not sell your data and we do not use it to target ads: the ads are non-personalized, which means they are chosen without using anything about you or your groups. We measure how the app is used — which screens are opened and which features are used — but never what you record in it.
The short version
- You can use Splitr without an account, and then nothing you record leaves your phone.
- Signing in exists so a group can be shared with other people and synced to your other devices. That is the only reason your data is uploaded.
- We collect no GPS location, no contacts and no photos.
- We count how features are used, with Google Analytics for Firebase — never names, amounts or descriptions, and nothing linked to your account.
- We show ads, supplied by Google AdMob. They are non-personalized — never targeted using your expenses, your groups, the people you split with, or a profile of you.
- We never sell or rent personal information.
- You can delete your account and its data from inside the app, in Settings.
Using Splitr without an account
Quick splits and your private spending log work without an account. Until you sign in, they — and your preferences — are stored only in the app's own storage on your device. We cannot see them, and they are removed when you uninstall the app. No account is created and none of it is transmitted to us; only the usage statistics described below are. Groups need an account, because that is how other people join them.
When you sign in, the quick splits and spending log on your device are uploaded to your account, and everything in the table below begins to apply. When you sign out, your groups, quick splits and spending log are removed from the device; they stay in your account and come back when you sign in again.
What we collect, and why
| What | Specifically | Why |
|---|---|---|
| Account | A user ID, your email address, your display name and your profile picture URL, as provided by Google or Apple when you sign in. | To identify you across devices and to show your name and picture to the other people in your groups. |
| Groups | Group name, emoji, colour, chosen currency, invite code, and for each member their display name, profile picture URL and account ID. | To show the group to everyone in it and keep it in step across devices. |
| Expenses and settlements | Description, amount, category, date, who paid, and how it was split between members. | This is the content of the app — the record you and your group are keeping. |
| Quick splits | The split's name and currency, the names you typed for the people in it, and each expense: description, amount, category, date, who paid and how it was split. | To keep them in your account, so they follow you to a new phone. Only you can see them; the people named in one have no access to it. |
| Spending log | Description, amount, currency, category and date of each entry. | To keep your private log in your account. Only you can see it. |
| Group activity | Short records of things that happened — an expense added, changed or deleted, a payment made, someone joining or leaving — with the name of the person who did it, the amount and each member's share. | To send notifications, and to show the Activity feed. Joins and departures are also the only record that a group's membership ever changed. |
| Notification setup | A push token for each device you have signed in on, which platform it is, when it was last updated, and your notification preferences. | To deliver notifications to the right devices, and only the ones you asked for. |
| Camera | A live camera preview, used only to read a QR code. Only the text encoded in the code is used. | So you can join a group by scanning its invite. No image is saved, and none is sent anywhere. The permission is requested only when you open the scanner. |
We ask Google or Apple only for the basic profile shown above. If you use Sign in with Apple and choose Hide My Email, we receive Apple's relay address and never see your real one.
What Splitr does not collect
- No personalized advertising. No ad targeting, no advertising profile, and no cross-app or cross-site tracking. On iOS there is no App Tracking Transparency prompt because there is nothing to ask for: the app never requests the IDFA.
- No crash or performance reporting of our own.
- No GPS location. The app never requests location permission. Google's ad SDK does see your IP address, which gives a rough idea of your city — see below.
- No contacts. People are added by invite only; the app never reads your address book.
- No photos, files or microphone. The camera is used for QR scanning only, and the microphone permission is explicitly disabled in the build.
- No payment information. Splitr records who owes what. It does not move money and is not connected to any bank, card or payment provider.
Usage statistics
Splitr uses Google Analytics for Firebase to learn which parts of the app get used, so we know what to improve. It records:
- Which screens are opened, by the kind of screen — "a group", "the add form" — never which group.
- Which features are used: that an expense was added and how it was split, that a group was created, joined or left, that a quick split was made, that something was shared, and that you signed in, and with Google or Apple.
- What Google Analytics collects with every event: an identifier for this installation of the app, your device model and operating system version, the app version, your country and language, and when and how long the app was used.
It never receives your name, your email, an amount, a currency, a description, a group or member name, or anything else you type. It is not given your account id either, so these statistics are not linked to your Splitr account. It does not read the advertising identifier, and it is not used for advertising: the signals that would let Google use it for ads are switched off in the app.
We use these statistics on the basis of our legitimate interest in understanding which parts of the app are used, so we can improve it. Uninstalling the app stops them entirely. If you object to them, contact us using the details below.
What advertising collects
Splitr shows banner ads from Google AdMob on four screens. They are non-personalized: Google is told nothing about you, your expenses, your groups or the people you split with, and no profile of you is built or used to choose them.
Non-personalized does not mean nothing is collected. Google's ad software collects the following regardless of that setting, and it is worth being exact about it:
- Your IP address, which gives an approximate location — a city, not a street.
- Ad interactions — that an ad was shown, and whether it was tapped.
- Diagnostics about how the ad software itself is performing.
- An advertising identifier, used for capping how often you see the same ad, for aggregate reporting, and to detect fraud — not for targeting. On Android you can reset or delete it in Settings; on iOS the app never requests the IDFA at all.
None of your Splitr data is ever sent to Google for advertising. No expense, amount, group name, member name or note leaves the app for that purpose.
If you are in the EEA, the UK or a US state with a privacy law, you are asked about this the first time the app has ads to show, and you can change your answer at any time under Settings › Ad privacy choices.
What the other people in your group can see
A group is shared by design. Every member of a group can see the group's name and settings, the display name and profile picture of every other member, every expense and settlement in it including descriptions and amounts, how each one was split, and who added, changed or deleted it. Members can also see when someone joined or left.
Anyone holding a group's invite link or QR code can join that group and see its contents, so treat an invite like a key. You can generate a fresh code from the group's invite screen, which stops the old one working.
Your email address is not shown to other members, and nobody outside a group can read it.
Notifications
Notifications are optional and are only ever requested after you are in a group. If you allow them, we send messages such as "Alex added Dinner — you owe $12.50" to your device.
To reach your phone, that text and your device's push token are sent to Expo's push notification service, which passes them to Apple's or Google's push network. This means the group name, the name of the person who acted, the description of the expense and the amount pass through those services. It is how push notifications work on both platforms — there is no way to deliver one without handing the text to the operating system vendor.
You can turn notifications off in Splitr's Settings, or in your phone's system settings, at any time.
Who else handles your data
We do not sell or rent personal information. We use these service providers, and no others:
| Provider | What it does | What it handles |
|---|---|---|
| Google Firebase (Google LLC) |
Sign-in, database, server functions, website hosting | Everything in the table above, while it is stored or in transit |
| Google Analytics for Firebase (Google LLC) |
Usage statistics | The screens and features listed under Usage statistics, with an installation identifier and device details — never your expenses or groups |
| Google AdMob (Google LLC) |
Shows the banner ads that pay for the app | IP address, ad interactions, diagnostics and an advertising identifier — never your expenses or groups |
| Expo (650 Industries, Inc.) |
Push notification delivery | Device push tokens and the text of each notification |
| Apple | Sign in with Apple; push delivery on iOS | Your Apple sign-in details; notification text and token |
| Google Sign-In; push delivery on Android | Your Google sign-in details; notification text and token |
We may also disclose information if we are legally required to, or where it is necessary to investigate abuse or protect someone's safety.
Where your data is stored
Splitr's data is stored on Google Cloud infrastructure, and the providers above operate globally. Your information may therefore be processed in countries other than your own, including the United States. Where required, those transfers rely on the safeguards those providers put in place, such as the European Commission's Standard Contractual Clauses.
How long we keep it
- Groups, expenses and settlements are kept until they are deleted — by you, or by whoever in the group has the permission to.
- Quick splits and your spending log are kept until you delete them, or delete your account.
- Activity records for expenses and payments are deleted automatically after 30 days.
- Records of someone joining or leaving a group are kept for as long as the group exists, because they are the only history the group has of who was in it.
- Usage statistics are kept by Google Analytics for no longer than 14 months, and only as aggregate reports after that.
- Push tokens are deleted when you sign out on that device, when you delete your account, or when the platform tells us the device is no longer reachable.
Deleting your account
Splitr has account deletion built in: Settings → Delete account. It does not require emailing anyone. When you use it:
- Every push token and notification preference for your account is deleted.
- Your quick splits and your spending log are deleted.
- Groups in which you are the only member are deleted outright, along with every expense in them.
- Your sign-in account itself is deleted.
- All Splitr data on that device is erased.
There is one thing deletion deliberately leaves behind. In a group you shared with other people, your membership entry — a display name and the splits attached to it — remains, disconnected from your account. Removing it would delete your share of every expense you were part of and silently change what everyone else in that group is owed. If you want that entry gone as well, ask someone still in the group to remove it, or leave the group before deleting your account.
Your rights
Depending on where you live — including under the GDPR in the EU and UK, the CCPA in California, and the DPDP Act in India — you may have the right to access, correct, export or delete your personal information, to object to or restrict how it is used, and to withdraw consent.
Most of these you can exercise directly in the app: your data is visible inside it, your display name comes from your Google or Apple account, and deletion is in Settings. For anything else, write to codigicsolutions@gmail.com and we will respond within 30 days. If you are in the EU or UK and are not satisfied, you may complain to your national data protection authority.
Where the GDPR applies, our legal bases are: performance of a contract for the data needed to run your account and your groups; consent for notifications and camera access, each of which you can withdraw at any time; and legitimate interests in keeping the service secure and working.
Children
Splitr is not directed at children. It is not intended for anyone under 13, or under 16 where local law sets that age. We do not knowingly collect information from them. If you believe a child has given us personal information, write to us and we will delete it.
Security
Data is encrypted in transit. Access is enforced on the server by database security rules, so a group can only be read by someone who is a member of it, and your push tokens can only be read or written by your own account. No system is perfectly secure, but we do not store anything we do not need, and we hold no payment details at all.
Changes to this policy
If this policy changes we will update the date at the top, and for anything significant we will say so in the app. Continuing to use Splitr after a change means you accept the updated policy.
Contact
Codigic Solutions — codigicsolutions@gmail.com