Terms of Use

Last updated 15 August 2026

These terms are an agreement between you and Codigic Solutions ("we", "us") about your use of the Splitr mobile app and the website at splitr-674a3.web.app (together, "Splitr"). By using Splitr you accept them. If you do not, please do not use it.

1. What Splitr is — and what it is not

Splitr is a record-keeping tool. It lets a group record shared expenses, works out who owes whom, and suggests a short set of payments that would settle everyone up.

Splitr does not move money. It is not a bank, a payment service, a money transmitter or an escrow. It is not connected to any bank account, card or payment provider, and it cannot make, hold, guarantee or reverse a payment. Any money you actually pay someone is arranged entirely between the two of you, by whatever means you choose, outside Splitr. Marking a payment as settled in Splitr records your claim that it happened; it does not make it happen.

Splitr does not give financial, accounting, tax or legal advice. The balances it shows are arithmetic performed on the figures you and your group enter. If those figures are wrong, or an expense is missing, the result will be wrong too — check the numbers before you rely on them or pay anyone.

2. Who may use it

You must be at least 13 years old, or 16 where local law requires it, and able to enter into a binding agreement. If you use Splitr on behalf of an organisation, you confirm you are authorised to accept these terms for it.

3. Your account

You can use Splitr without an account. If you sign in, you do so with Google or Apple, and you are responsible for keeping access to that account secure and for what happens under it. Tell us promptly if you believe someone else is using it.

You may delete your account at any time from Settings → Delete account. What deletion does, and the one record it deliberately leaves in a shared group, is described in the Privacy Policy.

4. Groups, invites and other people

A group is shared. Everything you put into one — expense descriptions, amounts, who paid, how it was split — is visible to every other member, along with your display name and profile picture. Do not put anything in a group that you would not want every member to read.

An invite link or QR code is a key. Anyone who has it can join that group and see its contents, whether or not you meant to invite them. Share invites only with people you intend to add, and generate a fresh code from the group's invite screen if one gets out — the old code stops working immediately.

Members can add, edit and delete expenses in a group, including ones you created, and can remove members. We do not arbitrate disputes between members of a group about who owes what, who edited something, or who removed whom.

5. Your content

What you enter into Splitr is yours. You keep all rights to it. You give us only the permission we need to run the service — to store your content, and to show it to the other members of the groups you put it in, and to send the notifications you asked for. We do not use it for anything else, and we do not sell it.

You are responsible for what you enter, and you agree not to enter anything unlawful.

6. Acceptable use

You agree not to:

• use Splitr for anything illegal, or to harass, threaten, defraud or impersonate anyone;
• join a group you were not invited to, or use an invite code you were not given;
• try to access another person's account or data, or to get around the app's security rules;
• interfere with the service or place an unreasonable load on it, including by automated means;
• reverse engineer, decompile or attempt to extract the source code, except where the law says you may;
• resell, rent out or commercially redistribute the app.

7. Notifications and permissions

Notifications and camera access are optional and are asked for only when they are needed. You may refuse or withdraw either, in the app or in your phone's settings, and Splitr continues to work without them — you will simply not be told when something changes, or be able to join a group by scanning.

8. Availability, updates and changes

Splitr is provided free of charge and we do not promise it will always be available or uninterrupted. We may change, suspend or discontinue features, and we may require you to install an update to keep using it — an older version can be blocked when it is no longer safe or compatible to run.

Keep your own copy of anything you cannot afford to lose. Splitr is not a backup service.

9. No warranty

Splitr is provided "as is" and "as available", without warranties of any kind, whether express or implied, including any implied warranty of merchantability, fitness for a particular purpose, accuracy or non-infringement. We do not warrant that the app will be free of errors, that data will never be lost, or that any calculation it produces is correct for your situation.

10. Limitation of liability

To the fullest extent the law allows, we are not liable for any indirect, incidental, special or consequential loss, or for lost profits, lost data, or money you paid or failed to recover from another person, arising out of your use of Splitr.

Our total liability to you for any claim relating to Splitr will not exceed the greater of the amount you paid us for it — which for Splitr is nothing — or US$50.

Nothing in these terms excludes or limits liability that cannot lawfully be excluded, including for death or personal injury caused by negligence, or for fraud. If you are a consumer, you keep all the statutory rights your local law gives you, and nothing here overrides them.

11. Ending it

You may stop using Splitr at any time and delete your account from Settings. We may suspend or end your access if you materially breach these terms, or if we are required to by law. Sections 5, 9 and 10 survive.

12. Apple App Store

If you obtained Splitr from the Apple App Store, the following also applies:

• These terms are between you and Codigic Solutions only, not with Apple. Apple is not responsible for Splitr or its content.
• You are granted a non-transferable licence to use Splitr on any Apple-branded product that you own or control, as permitted by the App Store Terms of Service.
• Apple has no obligation to provide any maintenance or support for Splitr. We are solely responsible for it — see the support page.
• We are solely responsible for any product warranty, whether express or implied. If Splitr fails to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price, if any. To the maximum extent permitted by law, Apple has no other warranty obligation with respect to Splitr.
• We, not Apple, are responsible for addressing any claim relating to Splitr, including product liability claims, any claim that it fails to conform to a legal or regulatory requirement, and claims arising under consumer protection or similar law.
• We, not Apple, are responsible for investigating and resolving any third-party claim that Splitr infringes that party's intellectual property rights.
• You confirm that you are not located in a country subject to a U.S. Government embargo or designated as a "terrorist supporting" country, and that you are not on any U.S. Government list of prohibited or restricted parties.
• Apple and its subsidiaries are third-party beneficiaries of these terms and, on your acceptance, have the right to enforce them against you.

13. Google Play

If you obtained Splitr from Google Play, your use is also subject to the Google Play Terms of Service. Google is not a party to these terms and is not responsible for Splitr.

14. General

If any part of these terms is found unenforceable, the rest stays in force. Our not enforcing something is not a waiver of it. You may not transfer your rights under these terms; we may transfer ours to a successor of the business. These terms and the Privacy Policy are the whole agreement between us about Splitr.

15. Changes to these terms

We may update these terms. The date at the top will change, and for anything significant we will say so in the app. Continuing to use Splitr after a change means you accept the updated terms.

16. Contact

Codigic Solutions — codigicsolutions@gmail.com